How We Helped One Family Slash $45,000 in Tax Debt — And How You Can Too

When the Jeffersons* came to us, they were overwhelmed. Married, two kids, running a small family business — and buried under $45,000 in back taxes. The IRS was sending letters. They were losing sleep. Their wages were one step away from being garnished.

They felt hopeless. But we saw something different: An opportunity to rewrite their story.

This is how it happened — and how we can help you do the same.

*Name changed for privacy.

How They Got Into Tax Trouble (And Why It’s More Common Than You Think)

During the pandemic, their business took a major hit. Like a lot of folks, they had to choose between keeping the lights on and sending money to the IRS. They fell behind on quarterly payments. Penalties and interest ballooned. They thought they'd catch up eventually — but the balance kept growing.

Sound familiar?

They weren’t careless. They weren’t hiding. They were just trying to survive — like so many others.

Step 1: We Hit Pause on IRS Collections

Our first goal was to stop the bleeding. We immediately contacted the IRS on their behalf and got collections temporarily paused. That meant no more threatening letters or calls, and no risk of bank levies or wage garnishments while we worked on their case.

They finally had space to breathe.

Step 2: We Pulled Their Transcripts and Got the Full Picture

We reviewed every IRS transcript, penalty, and missed return. Turned out, some of the debt was inflated due to estimated returns the IRS filed for them — and not everything was accurate. We helped them file corrected returns and reduced a portion of what they owed before we even negotiated.

Step 3: We Submitted an Offer in Compromise (OIC)

Based on their current income and hardship, they qualified for an Offer in Compromise — a federal program that lets you settle for less than you owe.

We built a rock-solid case, documented their finances, and submitted the offer.

The result? 

✅ IRS accepted $6,900 as full settlement for their $45,000 debt. 

✅ No more IRS balance. 

✅ No more fear. 

✅ A fresh start.

The Jeffersons Today

They’re now completely free of IRS debt. They're back on track with their business. And most importantly, they sleep well again. No more dodging the mail. No more fear of frozen bank accounts. Just peace of mind.

What About You?

Every situation is unique — but if the IRS is breathing down your neck, don’t assume you’re stuck.

• You might qualify for a settlement.

• You might be able to reduce penalties.

• You might just need someone who knows the system to fight for you.

That’s what we do — and we’re really good at it.

Your Next Step Starts Here

You don’t have to wait for things to get worse. Let’s figure out what your best option looks like — and take this weight off your shoulders.

We helped the Jeffersons. We’ve helped teachers, truck drivers, single moms, small business owners, retirees — and we’re ready to help you.

Let’s fix this. Together.