Can’t Pay Your Tax Bill? Here’s What to Do Before the IRS Comes Knocking
- Sabih Shafi
- Jun 18
- 2 min read

You opened that IRS letter, saw the amount due—and your heart dropped. Whether it’s $1,000 or $100,000, not being able to pay your tax bill is overwhelming. But here’s the good news: you have options, and ignoring the problem isn’t one of them.
At All State Tax Resolution, we help individuals and business owners who feel stuck, scared, or completely out of options when it comes to back taxes. Let’s walk through what you can do right now to take control—before the IRS takes control of your paycheck or bank account.
🚨 First, Don’t Ignore the IRS
Ignoring your tax bill doesn’t make it disappear—it just gives the IRS permission to start enforcement actions. That can include:
Wage garnishment
Bank account levies
Property liens
Seizure of future refunds
Loss of business licenses
Even if you can’t pay the full amount, the IRS is more open to working with you if you show effort and communicate early.
💡 What Are Your Options If You Can’t Pay?
Depending on your financial situation, the IRS offers several tax relief programs. At All State Tax Resolution, we help match clients to the best strategy for their specific case.
✅ 1. IRS Installment Agreement (Payment Plan)
Break your balance into affordable monthly payments. You’ll avoid enforcement actions as long as you stay current.
✅ 2. Offer in Compromise (OIC)
Settle your tax debt for less than you owe. This is for taxpayers in real financial hardship. It’s tough to get—but we know how to navigate the process.
✅ 3. Currently Not Collectible (CNC) Status
If you truly can’t afford to pay anything, we may be able to temporarily pause all collection efforts until your finances improve.
✅ 4. Penalty Abatement
If your tax debt ballooned because of penalties and interest, we may be able to reduce or eliminate those costs.
💬 Can I Talk to the IRS Myself?
You can—but we don’t recommend it. The IRS has trained professionals on their side. So should you.
At All State Tax Resolution, we deal with the IRS so you don’t have to. We protect your rights, speak their language, and fight for the best outcome on your behalf.
⚙️ How Our Process Works
Free Consultation – Tell us your story. No judgment—just help.
Full Tax Investigation – We pull your IRS transcripts and find out what’s really going on.
Custom Relief Strategy – We build a realistic plan based on your finances.
IRS Representation – We contact the IRS and handle every step for you.
Resolution + Protection – You get peace of mind, and we help you stay compliant going forward.
🛑 Stop the Stress—Start Resolving It
The longer you wait, the harder it gets. If you're overwhelmed by a tax bill you can’t afford to pay, reach out today. Our team at All State Tax Resolution is ready to help you find real solutions—and finally breathe again.
📞 Call us now or schedule your free consultation online. The IRS has a plan for you—make sure it’s one you choose, not one they force.
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