How to Stop IRS Wage Garnishment and Bank Levies—Fast

Imagine waking up to find the IRS has emptied your bank account—or that your paycheck is suddenly missing a big chunk. If that sounds like a nightmare, it’s because it is. IRS wage garnishments and bank levies are some of the most aggressive collection tools the government uses—and they don’t go away on their own.

If you're facing (or fearing) IRS collection actions, here's what you need to know to protect your income and stop the bleeding—fast.

🚨 What Is IRS Wage Garnishment?

Wage garnishment happens when the IRS orders your employer to withhold part of your paycheck to cover unpaid taxes. They don’t need a court order to do it. You could lose hundreds—or even thousands—every pay period until your debt is paid.

💣 What Is a Bank Levy?

A bank levy is even more direct. The IRS freezes and removes funds from your bank account—sometimes without warning. You usually have 21 days to act before the money is gone.

❗Why Is This Happening?

If you've received letters from the IRS (CP14, CP504, LT11) and haven’t responded, they’ll escalate. Garnishments and levies are how they force compliance when they believe you’re ignoring them.

But here’s the key: you can stop them. And the sooner you act, the more options you’ll have.

⚙️ How to Stop a Wage Garnishment or Bank Levy Immediately

At All State Tax Resolution, we specialize in stopping these aggressive tactics—fast. Here’s how:

✅ 1. Contact the IRS Immediately

Time is critical. We act on your behalf to notify the IRS that you’re seeking resolution, which may pause or reverse the garnishment/levy.

✅ 2. File for a Collection Hold or “Currently Not Collectible” Status

If you're in financial hardship, we can request the IRS to pause all collections temporarily.

✅ 3. Negotiate an Installment Agreement

A payment plan can satisfy IRS requirements and stop garnishments—often within days.

✅ 4. Submit an Offer in Compromise

If eligible, we can help you settle your debt for less and halt all collection actions in the meantime.

✅ 5. Request Penalty Abatement

We may be able to reduce penalties, making it easier to afford your payments and qualify for relief programs.

🔐 Why You Shouldn’t Fight the IRS Alone

The IRS has entire departments dedicated to collections. You deserve an expert in your corner.

At All State Tax Resolution, we:

• Respond to IRS letters and calls for you

• Prevent or reverse wage garnishments and levies

• Negotiate the best possible resolution

• Handle all paperwork and IRS communication

• Work quickly to protect your assets and income

💬 True Story: How We Helped a Client Stop Garnishment in 72 Hours

One client came to us after their wages were garnished by nearly 50%. Within 3 days, we:

• Filed for a collection hold

• Negotiated an affordable payment plan

• Got the garnishment released—saving their next paycheck

You don’t have to live in fear. We’re here to help.

✅ Act Now Before the IRS Takes More

Wage garnishment and bank levies are not the IRS’s first step—but they will use them if ignored. The sooner you reach out, the faster we can protect your finances and find a real solution.

📞 Call All State Tax Resolution today or fill out our free consultation form online. Let us stop the IRS—before they stop your income.